New

Associate Portfolio Analyst

American AgCredit
life insurance, paid time off, paid holidays, sick time, 401(k)
United States, New Mexico, Roswell
Jul 01, 2026
Why should you join our team? American AgCredit offers a unique opportunity to be a part of a national financial system supporting those who feed, clothe and fuel the world. We are a growing organization embracing collaboration and innovation while delivering transformative solutions. American AgCredit provides a cultivating environment where you truly make a difference for our customers and teams. Benefits offered by American AgCredit: Commitment to agriculture and the communities we serve Family friendly work environment Investment in employee development Medical, Dental and Vision coverage Outstanding 401k - automatic 3% employer contribution, plus match up to 6% Generous Paid Time Off (Vacation accrued at 21 days annually, Sick Days accrued at 15 days annually, 12 paid holidays, plus 16 hours of volunteer time) Competitive Incentive Compensation Plan Disability & Life Insurance Employee mental, physical, and financial wellness programs The position is bonus eligible based on association and personal performance Position will be posted until filled. BASIC FUNCTION: Generally responsible for assisting in taking and analyzing loan applications; assisting applicants in completing loan applications and budgets; servicing small routine commercial and/or real estate loans by frequent contact with customers; and actively pursuing new business through organized marketing and business development programs. May be responsible for management of existing designated loan portfolio; renewal operating loans and term loans. ESSENTIAL DUTIES: Interview loan applicants, preparing loan applications, financial statements and budgets. Prepare spreadsheets of financial statements, e.g., balance sheets and income statements. Input all required data into the loan origination and loan processing systems. Review all pertinent credit and financial information; determine the need for more thorough investigation or additional information; analyze information statement and related material; prepare summaries, present facts, and offer opinions concerning credit-worthiness. Assist with analyzing loan applications and supporting documents. Recommend approval or denial of loans, or approve/deny loans within lending authority. Assist with determining and reviewing legal documentation. Verify financial statements, review credit reports, and collect relevant data. Communicate Association credit philosophy and stock requirements to customer. Prepare loan servicing actions and follow-up on assigned loan portfolio. Interact with title companies. Monitor loan process. Provide backup to loan officers on customer service issues and respond independently to requests for information and assistance. Communicate and promote the availability of loan products and other financially related services. Conduct collateral inspections. Processes FSA denials. Represent the Association at public functions. Perform other duties assigned. LEVELS OF SUPERVISION EXERCISED AND RECEIVED: Exercises no supervision; makes some independent decisions; works under general supervision of VP-Regional Credit Underwriting, or designee. TYPICAL EDUCATION AND EXPERIENCE: BA/BS degree with emphasis on agribusiness, business administration, or equivalent. Six months to one-year experience as a trainee or equivalent. Knowledge of agriculture and/or agribusiness. Must be proficient in organizing and prioritizing work to meet deadlines. Demonstrated analytical and statistical skills to evaluate, prioritize and categorize data in various formats for reports. Skills in credit and cash flow analysis, balance sheet analysis, profitability, liquidity, and solvency analysis. Strong written and verbal communication skills. Strong interpersonal skills. Proficient in use of PC, including word-processing, e-mail and electronic spreadsheet software #LI-HYBRID PART-TIME REMOTE/HYBRID: These employees will work partly remote and partly onsite. Part-time remote employees will work with their managers to determine when and how often they are needed onsite. PAY RANGE: Minimum $55,036.76 - Max $90,260.29 Annual This range is reflective of the national salary average for this position and will be adjusted using geographic variance for physical location of the hired candidate. American AgCredit may compensate outside of the salary range for bona fide reasons not related to membership in a protected class. Reflected is the national base pay range and title offered for this job at the current level. Compensation, title, and job level may be adjusted based on candidate qualifications including but not limited to achievements, skills, experience, or work location. Salary offered, within the applicable range, is one component of the total rewards package offered to candidates. All hiring is contingent on eligibility to work in the United States. We are unable to sponsor or transfer visas for applicants. American AgCredit provides equal opportunity in employment to all employees and applicants. We celebrate diversity and do not discriminate on the basis of race, color, creed, religion, national origin, ancestry, alienage or citizenship status, age, sex, sexual orientation, gender identity, gender expression, marital status, genetic information, medical condition, physical or mental disability, pregnancy, childbirth or related medical condition, military service or veteran status, victims of domestic violence, or any other characteristics protected by applicable federal, state, or local laws. American AgCredit prohibits harassment of any individuals on any of the bases listed above. If you need assistance or an accommodation due to a disability, you may contact us at jobs@agloan.com.