Commercial Credit Analyst

Join our Credit Risk team in Manhattan as a Commercial Credit Analyst. The Credit Risk Management Department plays a vital role in ensuring that KS State Bank properly identifies, measures, monitors and mitigates the potential for financial losses resulting from a borrower’s failure to repay a loan or meet other contractual obligations.  

As a Commercial Credit Analyst, you will be responsible for evaluating and analyzing the creditworthiness of potential and  existing commercial loan clients. This role involves analyzing financial statements, tax returns, credit reports, and other financial information to assess the financial health and repayment ability of applicants. The Commercial Credit Analyst position will work closely with the Commercial Credit Analyst, Senior Vice President to provide well-informed lending  recommendations to Executive Loan Officers and Loan Committee.  

A degree in finance or a related field as well as two years of banking experience is preferred, but not required. Previous  experience in commercial lending, underwriting, loan review, or a related banking role is required. We’re looking for  someone who has a strong ability to analyze and interpret financial information. Candidates should also have an  understanding of bank loan policy, commercial lending regulations, risk rating fundamentals, loan review procedures, and  loan documentation requirements. If you: are able to work both independently and as part of a team, have a professional  attitude, are detail oriented, and can successfully multitask, this may be the job for you. 

As a family owned community bank, KS State Bank has been the bank of choice for many in Kansas for over 55 years  largely because of the quality customer service provided by our employees. Across all departments, our employees are  focused on creating positive experiences for our clients by providing incomparable knowledge, outstanding solutions, and  exemplary service. Our focus isn’t just on our clients; at KS State Bank, we also strive to achieve mutual investment in our  employees for long-term organizational and personal success. 

Wages start at $45,000 to $50,000 annually based on experience. Employee benefits include 401k, health, dental and vision insurance and paid time off. 

If this position sounds like a good fit for you, visit ksstate.bank/careers to view the full job description and apply.

We look forward to meeting you!  

No phone calls or fax submissions please. KS State Bank is an Equal Opportunity Employer. 

Salary/Compensation: $45,000 - $50,000 per year

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