Underwriter

Join Our Lending Team at Consumers Credit Union! We are a Great Place To Work certified financial institution 3 years in a row.

Are you the kind of person who can balance a calculator in one hand and a conversation with a car dealer in the other? If that sounds like you-we want to talk!

As an Underwriter in our Lending department at Consumers Credit Union, you'll be reviewing consumer, indirect auto, and Visa credit applications to help our members get what they need-smartly and responsibly. You'll weigh risk, make fast and fair decisions, and work hand-in-hand with our indirect dealership partners to keep business rolling in.

This role blends the precision of finance with the art of relationship-building. It's more than number-crunching-it's about people, trust, and doing the right thing every time.

Location/ Schedule:

• Lake Forest, Illinois (hybrid/flexible work schedule, 2-3 days/week onsite). Local Northern IL/Southeastern WI candidates only!
• Availability to work 40+ hours/week and be scheduled between the following hours: Monday through Friday: 8:00 am - 6:00 pm and Rotating Saturdays: 8:00 am - 2:00 pm (some Federal holidays may be mandatory based on business needs)

Key Responsibilities:

• Analyze loan applications (consumer, indirect, and Visa) with a keen eye for risk and reward
• Make the decision to approve, decline, or escalate the loan request to higher levels for decision.
• Partner with dealerships-build and grow strong relationships with decision-makers
• Educate and advocate-share the benefits of our products with our dealer network
• Spot opportunities-identify chances to cross-sell helpful products in collaboration with sales
• Support the CCU team-offer guidance on lending policy and documentation standards
• Ensure clean contracts-work with processors and dealers to collect complete, accurate docs

What You Bring:

• High School diploma or equivalent
• 2+ years of experience in underwriting, sales or a related financial services role
• Solid understanding of consumer lending practices and credit risk analysis
• Strong communication skills, both with teammates and external partners
• Ability to juggle tasks without dropping the ball (or the loan folder)
• Ability to work independently in fast paced environment and adaptable to change

If you're someone who can think critically, act decisively, and build relationships that drive success-we want to hear from you!

Compensation:

The salary range for this role is $55,867 to $83,801 per year. This role is eligible for an annual bonus opportunity. A specific salary offer considers factors including but not limited to skill sets, experience and training, licensure and certifications, and other business and organizational needs. It is not typical for an individual to be hired at or near the top of the salary range and compensation decisions are dependent on the facts and circumstances of each case.

Consumers Credit Union provides eligible employees an opportunity to participate in our medical (High Deductible, HMO and PPO), dental, vision, spending accounts, short-term disability, long-term disability, life insurance and other plans effective date of hire. You will be eligible to participate in the 401(k) savings plan at any time. You will be automatically enrolled in the pension plan following six months of employment and 1,000 hours of service and reaching age 20.

For more information about benefit offerings, please visit our careers page: https://www.myconsumers.org/about/what-we-do/careers

About CCU

Founded in 1930 and headquartered in Lake Forest, IL, Consumers Credit Union has $4.3 billion in assets and serves more than 240,000 members, making it one of the largest credit unions in the state. CCU believes that nobody needs banks on every corner, but everyone needs people who are in their corner. We've been recognized as a Great Place to Work, and we're committed to growing both our business and our people. To learn more, visit myconsumers.org

Equal Opportunity Employer

CCU complies with the requirements and spirit of the law in the implementation of all facets of equal opportunity in employment. There will be no discrimination on the basis of race, ancestry, color, religion, sex, sexual orientation, gender identity, marital status, pregnancy, age, national origin, citizenship, disability, genetic information, military status (including unfavorable discharge from the military), criminal or arrest history (unless job related), crime victim status, or any other protected characteristic in the recruitment, selection, training, utilization, promotion, termination, or any other employment actions or term and condition of employment. CCU complies with applicable state and local laws governing non-discrimination in employment in every location in which CCU has facilities.

We are committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. If reasonable accommodation is needed to participate in the job application or interview process please contact our Human Resources team at: HR_Dept@myconsumers.org or 877-275-2228.