Personal Lines Underwriter (Flex Office/Home)

Position Compensation Range:

Pay Rate Type:

Compensation may vary based on the job level and your geographic work location. Relocation support is offered for eligible candidates.

*You will apply insurance and risk concepts to underwrite new business for basic and less complex products. Depending upon product, underwriter may re-underwrite based on policy guidelines.

*Evaluate profit factors.

*Establishes partnership with agents and sales management in their area of operation. Be a resource for the field force and sales management.

*Identifies when reinsurance may be required.

*Escalates more complex risk to experience team members or manager for guidance.

*May apply reinstatement and rate reconsideration guidelines on enforce policies.

*Perform risk assessment that aligns with established actuarial pricing and rate class guidelines.

*Establishes partnership with agents and sales management to deliver adverse decisions, explain the action, and determine if medical information is confidential. Explain adequately to the agent without disclosing protected health information.

*Serves as a resource for the field force and sales management.

*Handles more complex risk situations with less dependence on others or manager for guidance.

*Acts of subject matter expert on corporate projects and training of staff.

*All other tasks as assigned.

*Demonstrated experience providing customer-driven solutions, support or service.

*Increased underwriting experience in area of expertise (specific products or line).

*Solid knowledge and understanding of insurance, underwriting guidelines, and risk concepts in area of expertise.

*Solid base knowledge of anatomy and pathophysiology to review medical records and conduct impairment research (if required by area of expertise).

*Demonstrated problem-solving and analytical skills.

*Demonstrated experience making independent decisions regarding underwriting cases.

*Solid knowledge understanding of lean methodologies and A3 problem solving.

*Not applicable.

*Up to 10%.

*Work that primarily involves sitting/standing.

*Not applicable.

• Offer to selected candidate will be made contingent on the results of applicable background checks

• Offer to selected candidate is contingent on signing a non-disclosure agreement for proprietary information, trade secrets, and inventions

• Sponsorship will not be considered for this position unless specified in the posting

We encourage you to apply even if you do not meet all of the requirements listed above. Skills can be used in many different ways, and your life and professional experience may be relevant beyond what a list of requirements will capture. We encourage those who are passionate about what we do to apply!

We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits.

We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law.