Senior Underwriter - Mid-Market

Blue Cross and Blue Shield of Kansas City
parental leave, paid time off, paid holidays, tuition reimbursement, 401(k), employee discount
United States, Missouri, Kansas City
Dec 19, 2024
Guided by our core values and commitment to your success, we provide health, financial and lifestyle benefits to ensure a best-in-class employee experience. Some of our offerings include: Highly competitive total rewards package, including comprehensive medical, dental and vision benefits as well as a 401(k) plan that both the employee and employer contribute Annual incentive bonus plan based on company achievement of goals Time away from work including paid holidays, paid time off and volunteer time off Professional development courses, mentorship opportunities, and tuition reimbursement program Paid parental leave and adoption leave with adoption financial assistance Employee discount program Job Description Summary: Analyzes and assumes mid-market employer risk on behalf of Blue KC with an ultimate goal of striking balance between client needs and corporate targets. Outside of risk evaluation, this role will interface primarily with internal sales personnel to develop strategies and solutions to meet client's current and unanticipated needs. Job Description Accountable for both timely and accurate risk analysis as well as renewal strategy development and execution. This consists of a myriad of calculations, data extraction, data evaluation, and implementation of needed rating actions for both current and prospective mid-market employers. Practices effective communication (client/consultant face to face meetings, presentations, conference calls, etc.) with a variety of internal departments, as well as, with sales personnel, clients, and brokers/consultants. Negotiates premium rates, prices varying benefit levels, and evaluates alternate funding options in order to meet needs of both the client and Blue KC. This role will perform these functions within two distinct rating environments which covers experience rating, manual rating, as well as community rating. Provides training and leadership to others in the underwriting department including technical assistance, general guidance, and the communication of changes in policies and operating procedures. Efficiently and effectively handles all contracts, amendments and paperwork on proposals and renewals. Calculates, analyzes and provides accurate settlements on the variety of alternate funded accounts. Assists in process review and design, current and new underwriting guidelines and processes. Minimum Qualifications Bachelor's degree in Business, Economics, Mathematics, or other relevant field or an equivalent combination of education and experience. 5+ years' of Group underwriting experience within the insurance industry; or other business fields providing a solid foundation for understanding and being able to assess risk; and engage in analytical issue resolution with customers. Preferred Qualifications MBA Preferred. Underwriting certification by HIAA, LOMA, or RHU is preferred. Blue Cross and Blue Shield of Kansas City is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to, among other things, race, color, religion, sex, sexual orientation, gender identity, national origin, age, status as a protected veteran, or disability.